Inside Charlotte the combined 2026 rate is 78.57 cents per $100: county 49.27, city 29.30. Bills were due Sept. 1; pay by Jan. 5, 2027, to avoid interest.

Last checked Oct. 11, 2026. Rates and dates on this page come from the Mecklenburg County Office of Tax Administration and its FY 2026-2027 tax rate chart (PDF).

Mecklenburg County bills and collects property taxes for the county and for the City of Charlotte on one bill. The county assesses every property as of Jan. 1. The Board of County Commissioners and the Charlotte City Council each set their own rate.

Who to call

  • Tax bills and payments: dial 311 in Mecklenburg County, or 704-336-7600, or email taxmeck@MeckNC.gov
  • Property values, revaluation and appeals: County Assessor’s Office, 980-314-4226
  • Pay by phone: 1-800-994-1026 (tax bill number required)
  • In person: Valerie C. Woodard Center, 3205 Freedom Drive, Suite 3000, 8 a.m. to 5 p.m. weekdays (entrance D or E)
  • Look up a bill: county tax bill search

The 2026 rates

Rates are in dollars per $100 of assessed value, from the county’s FY 2026-2027 rate chart:

Who levies it 2026-27 rate 2025-26 rate
Mecklenburg County 0.4927 0.4927
City of Charlotte 0.2930 0.2741
Combined, inside Charlotte 0.7857 0.7668

The county rate is unchanged. The city rate rose by 1.89 cents. The county’s FY 2026-2027 tax brochure breaks the city rate into 24.74 cents for the general fund, 3.06 cents for debt and 1.5 cents for pay-as-you-go capital spending.

Parts of Charlotte also pay a municipal service district rate on top. District 1 is 1.28 cents; Districts 2 and 3 add 3 cents and 4.14 cents to District 1’s rate; District 4 is 2.8 cents, District 5 is 3.8 cents and District 6 (SouthPark) is 3.81 cents.

Charlotte’s tax rate over four years

Bar chart of the combined county and city property tax rate inside Charlotte: 73.35 cents per $100 in FY2024, 75.72 in FY2025, 76.68 in FY2026 and 78.57 in FY2027

What a bill looks like

Divide the assessed value by 100 and multiply by the rate, then add the fees. The county’s own example: a home assessed at $200,000 owes $985.40 in county tax and $586 in Charlotte tax, $1,571.40 in all before fees.

Fees on a Charlotte single-family bill, from the rate chart:

  • Mecklenburg County solid waste fee: $61.50
  • City of Charlotte curbside solid waste fee: $136.55
  • City of Charlotte vehicle fee: $30 a vehicle, billed with registered motor vehicles

Check your own assessed value on the county’s property record search.

Due dates and interest

According to the county’s tax brochure:

  • 2026 bills were due Sept. 1, 2026.
  • Pay by Tuesday, Jan. 5, 2027, to avoid interest. Mailed payments must carry a U.S. Postal Service postmark on or before that day; a postage meter date does not count.
  • From Jan. 6, 2027, interest is 2% for January plus 0.75% for each month after.
  • Unpaid bills can be advertised as delinquent, with an advertising fee added, and are subject to garnishment, levy and foreclosure.

Vehicle taxes are billed separately with your registration through the N.C. Division of Motor Vehicles.

How to pay

  • Online: MeckNC.gov/paytax. An eCheck is free; Visa or Mastercard debit carries a $3.95 fee and other cards 2.35% (minimum $1.95).
  • Phone: 1-800-994-1026, same fees.
  • Mail: payment stub and check to Mecklenburg County Tax Collector, P.O. Box 71063, Charlotte, NC 28272-1063.
  • In person: Valerie C. Woodard Center, 3205 Freedom Drive, Suite 3000, weekdays 8 a.m. to 5 p.m.

The county advises against paying through your bank’s online bill pay. A payment without the full 24-digit bill number is rejected, and the interest that builds up is not removed.

Revaluation in 2027

Mecklenburg revalues all property every four years. The last revaluation was in 2023 and the next takes effect in 2027. The 2027 schedule of values went to the Board of County Commissioners on Sept. 1, 2026, and the county says new value notices will be mailed in early 2027. You can ask for an informal review within 30 days of the date on the notice.

How to appeal your value

Real property appeals go to the Board of Equalization and Review, according to the county’s appeals page:

  • Complete and sign the Formal Appeal Form and file it by the board’s deadline (May 4 in 2026), or by the “Last Date to Appeal” on a notice of value change if that is later.
  • File by email, by mail to Mecklenburg County BER Real Property Appeals, P.O. Box 31127, Charlotte, NC 28231, or in person at 3205 Freedom Drive, Suite 3500.
  • Supporting documents are due within 45 days of filing. You must show that the tax value substantially exceeds market value.
  • The board’s decision comes by mail within 30 days of the hearing. You then have 30 days to appeal to the N.C. Property Tax Commission in Raleigh.

Tax relief programs

The county’s tax relief page lists the state programs. The main ones for homeowners:

  • Elderly or disabled exclusion: owners 65 or older, or totally and permanently disabled, with income of $38,800 or less, exclude $25,000 or 50% of the home’s value, whichever is greater. Apply with Form AV-9 by June 1.
  • Circuit breaker deferral: lets qualifying elderly or disabled owners defer part of the tax on their home.
  • Disabled veteran exclusion: the first $45,000 of assessed value of a qualifying veteran’s home is excluded.

What this means for you

  • The city’s rate went up this year and the county’s held, so a Charlotte bill on an unchanged value is about 2.5% higher.
  • Pay by Jan. 5, 2027, to avoid interest.
  • Watch for a new value notice in early 2027 and appeal quickly if it looks wrong.

Related: real estate transfers and who to call at City Hall.

Frequently asked questions

When are Mecklenburg County property taxes due?

The 2026 bills were due Sept. 1, 2026, and can be paid without interest through Jan. 5, 2027. Interest of 2% starts Jan. 6, 2027, plus 0.75% for each month after.

What is the property tax rate in Charlotte?

For the 2026-27 bills it is 78.57 cents per $100 of assessed value: 49.27 cents for Mecklenburg County and 29.30 cents for the City of Charlotte. Homes in a municipal service district pay a small extra rate.

How do I appeal my property value in Mecklenburg County?

File the Formal Appeal Form with the Board of Equalization and Review through the Office of Tax Administration. The 2026 deadline was May 4; the next countywide revaluation notices go out in early 2027.

Is there a senior property tax break in Mecklenburg County?

Yes. Owners 65 or older, or totally and permanently disabled, with income of $38,800 or less can exclude $25,000 or half the home’s value, whichever is greater. Apply with Form AV-9 by June 1.

When is the next Mecklenburg County revaluation?

In 2027. The county says assessed value notices will be mailed and online records updated in early 2027.